Ms. Saya Oyama

‧Associate Professor of Sociology
   Department of Psychology, College of
   Human Sciences Kinjo Gakuin University
‧Japan
 
Professional Employment
【2005–Present】Associate Professor, Kinjo Gakuin University
【2002–2005】Lecturer, Kinjo Gakuin University
【2000–2002】Lecturer, Soai University
【1997–2000】Research Fellow of the Japan Society for the Promotion of Science
 
Biography
In 1997, awarded a research grant from the Japan Society for Promotion of Science, Saya Oyama began her initial research on issues concerning multiple indebtedness in Japan. 

In 1998, she began to study self-help groups of over-indebted individuals through participant-observation.  Over the following four years, she continued observation on over-indebted individuals through interviews and studies on judicial record of victims of loan sharks.  Through these work, she clarified the socio-psychological process of individuals who became over-indebted and then to resolve the problem.

In 2005, in collaboration with Japanese NGOs supporting over-indebted individuals, she began a field survey on inter-linkages between the penetration of Japanese consumer finance companies in Asian countries outside Japan and the emergence of problems concerning over-indebtedness in these countries. 

In 2007, she began exchanges with NGOs and NPOs working on issues of poverty and consumer over-indebtedness in Europe and the United States. 

In 2009, her case study “The Impact of Well-Established Micro-level Mundane Interaction between Over-indebted Individuals and Legal Professionals (Lawyers and Judicial Scriveners) on a Macro-level Change i.e. Enactment of the 2006 Amendment of Money Lenders’ Law” won the Incentive Award for Excellent Young Researchers at the 60th Annual Meeting of the Kansai Sociological Association.